PRADAN has promoted more than 7,512 Savings and Credit Groups with a combined membership of over 106,090 women in seven states across India. The goal of promoting these groups is to create an avenue for women to save and gain access to credit to meet their consumption and production needs. The strength derived from working together in a collective also increases the women’s confidence and view of self. This manual broadly outlines the processes that a development worker can adopt to assist rural women to form savings and credit groups in the village. The practices mentioned in the manual are based on the experiences of working with women’s groups from across different locations in PRADAN’s Savings and Creditprojects.